LOL I hear that all the time in my backyard too! Just yesterday I had to spray 2 of them that were fighting, with the hose, I couldn't take their racket anymore!! Oh dear, I do hope you didn't get frost last night? It was quite cool here too but not enough for frost thank goodness! xox
LOL...how cute is that? I had two bickering in my front yard when I left for work this morning. I think they were bickering over the peanuts we put out there for them every morning.
Too funny - and too familiar! But at our house it's usually broken up by two barking dogs trying to join in the fun. Glad you didn't get frost - that just would have been wrong.
Rodents are always on the lookout for prime real estate—warm, sheltered spaces with easy access to food and water. Attics, basements, and garages often become their ideal homes, especially in colder months. Prevent infestations by sealing entry points, keeping food stored securely, and maintaining cleanliness. If rodents have already moved in, humane traps or professional pest control can help. A little prevention goes a long way in keeping these unwanted tenants out! Malta Real Estate
Olive Tree Montessori offers a rich and diverse curriculum that covers: Best school in Lahore Practical Life Skills: Activities like pouring, sweeping, buttoning, and gardening help children develop coordination, concentration, and independence. Sensorial Activities: Children learn to classify and understand their sensory experiences, laying the groundwork for future math and science learning.
Right now, mortgage rates in Virginia have stabilized somewhat but remain on the higher side compared to previous years. Most lenders are offering 30-year fixed-rate mortgages in the range of 6.5% to 7%, depending on credit scores and down payments.
For students or young professionals trying to stay stylish on a budget, Adidas coupon codes are a true game-changer. Adidas already offers student discounts through their site, but with a little extra digging, you can often find stackable promo codes that bring the price down even more. Whether you’re building a new semester wardrobe or replacing worn-out gym shoes, these discounts help you shop responsibly without compromising on quality. Adidas doesn’t just cater to performance athletes — their collections cover lifestyle, fashion, and fitness all in one place. With a working coupon code in hand, you get access to an even wider selection of gear at prices that make sense for your wallet. For more visit adidas coupon code.
Many mortgage calculator also include additional options such as property taxes, homeowners insurance, and private mortgage insurance (PMI). These features help provide a more realistic monthly payment amount, which can often be higher than just the principal and interest. This expanded functionality offers users a comprehensive view of what their full mortgage obligations will be.
Your attention to detail is admirable—it’s a quality that pays off in big life decisions like purchasing a home. A mortgage calculator virginia helps prospective buyers estimate how much house they can afford. By entering basic information like the loan amount, interest rate, and loan term, you can see a breakdown of your monthly payments, including principal and interest, property taxes, and homeowners insurance.
It’s great to see someone committed to making financially sound decisions—your dedication to research is inspiring. Jumbo mortgages in Virginia cater to a growing number of buyers who wish to own high-value properties without compromising on location or amenities. These loans are not backed by Fannie Mae or Freddie Mac, which means lenders jumbo mortgage Virginia apply stricter criteria to mitigate their risk, including higher credit scores and larger down payments.
One of the most important benefits of a VA loan for first-time home buyers is the absence of private mortgage insurance (PMI). While most conventional loans require PMI if the buyer puts down less than 20%, VA loans completely eliminate that expense. This means monthly mortgage payments can be significantly lower, freeing up cash for other essentials or even home improvements.
One of the underrated benefits of a Mortgage Calculator is its ability to simulate real-world changes. Want to know how an interest rate hike might impact your payments? Or what happens if you put an extra $5,000 down? The tool allows you to test “what-if” scenarios without making any commitments or requiring a credit check.
A good Virginia mortgage calculator doesn't just show your principal and interest—it often includes real-time estimates of taxes and insurance specific to Virginia zip codes. That gives you a clearer picture of your "all-in" cost, which is crucial for comparing properties across the state or deciding how much house you can comfortably afford.To get more Inofrmation visit Mortgage Calculator Virginia.
Virginia homebuyers who choose an adjustable vs fixed rate mortgage Virginia must consider the potential for rate increases after the introductory period ends. These changes depend on market conditions and can result in higher payments over time. For some, this unpredictability can be a deal-breaker, especially if their income isn’t expected to increase alongside potential rate hikes.
I appreciate you taking the time and effort to leave a comment. I will try to answer any questions you have. Please note due to Blogger changing word verification so almost nobody can read it, I have had to change to no word verification and only allow registered users to comment.
I am so glad you stopped by to visit my garden. I garden in lower northern Michigan (zone 5) in far less than ideal conditions. I have too many pine trees, too much shade, too many rocks, herds of hosta-munching deer and rabbits who think my lilly buds are gourmet appetizers. I am by no means an expert in horticulture or garden design--just an amateur with a shovel and a passion. My garden changes daily during the summer and I will be updating frequently.
During the winter months, I blog about my favorite cold-weather hobby--quilting and just my everyday musings.
I hope you enjoy your visit, and that you will come back soon.
Making Miscellaneous Christmas Quilt Blocks
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Working on a Which Witch Halloween Dinner Table
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After a couple of years, I finally finished my paper-pieced (a quilting
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I think they go nicely with the witch hat I bought last yea...
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Peach season means peach pie of any kind. I like them all. The cream cheese
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JULY UPDATE -GRAB YOUR COFFEE (OR WINE)
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THANK YOU
to all of you that have
reached out to me and stayed connected!
I am going to try to keep everyone updated.
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Christmas 2024
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As I am all too fond of saying far too often, where does the time go? The
end of 2024 is upon us once again. We have been blessed this past year
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No school today....
it warmed up a bit....
so off we went...
just what we all needed....
before the temperatures drop and possible ice...
we went down...
“On that which is well built…”
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Even though my grandfather David Augustus passed away when I was three
weeks shy of my sixth birthday, I’ve always felt a particularly strong
affinity with...
Time Goes ...
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Where has the time gone? I cannot believe it has been so long since
my last posting. Life happens though and sometimes you have
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2015 in review
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The WordPress.com stats helper monkeys prepared a 2015 annual report for
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The Choices We Make
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I have often wondered why I have chosen the color orange for several of my
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Safely In the Arms of Jesus
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Hello all,
My lovely wife Patrica J. Cerasa, lost her fight with ovarian cancer at
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Waiting for Dinner
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More Heron shots from FL. This Heron was standing right at the edge of a
breakwater. He barely moved as I walked past him several times. He was
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LOL I hear that all the time in my backyard too! Just yesterday I had to spray 2 of them that were fighting, with the hose, I couldn't take their racket anymore!! Oh dear, I do hope you didn't get frost last night? It was quite cool here too but not enough for frost thank goodness! xox
ReplyDeleteThat's a gas! What is it, a little house they are after? It was getting rammy at the end of the video the buggers.
ReplyDeletePea, I hear you! They carried on for at least three hours Sunday morning. Happy to report that there was no frost.
ReplyDeleteDianne,
It's the birdhouse you see in the first picture. I know it's pretty dark at the end. They were fighting over who got to go inside.
LOL...how cute is that? I had two bickering in my front yard when I left for work this morning. I think they were bickering over the peanuts we put out there for them every morning.
ReplyDeleteToo funny - and too familiar! But at our house it's usually broken up by two barking dogs trying to join in the fun.
ReplyDeleteGlad you didn't get frost - that just would have been wrong.
Feisty little buggers, aren't they? Their cousins in Colorado say "keep up the fuss!"
ReplyDeleteRodents are always on the lookout for prime real estate—warm, sheltered spaces with easy access to food and water. Attics, basements, and garages often become their ideal homes, especially in colder months. Prevent infestations by sealing entry points, keeping food stored securely, and maintaining cleanliness. If rodents have already moved in, humane traps or professional pest control can help. A little prevention goes a long way in keeping these unwanted tenants out!
ReplyDeleteMalta Real Estate
Prime Rodent Real Estate is a concept that revolves around understanding the most coveted spaces for rodents, whether in urban environments or natural settings. These areas provide the perfect balance of shelter, food sources, and safety from predators. In cities, rodents tend to gravitate toward places like basements, attics, or hidden areas within walls, where they can build nests without being disturbed. Their ability to adapt and thrive in Wonen31: hét alternatief voor Funda en Pararius spaces often goes unnoticed until infestations become a problem, making it important to understand the dynamics of where and why they choose these prime locations.
ReplyDeleteOlive Tree Montessori offers a rich and diverse curriculum that covers:
ReplyDeleteBest school in Lahore
Practical Life Skills: Activities like pouring, sweeping, buttoning, and gardening help children develop coordination, concentration, and independence.
Sensorial Activities: Children learn to classify and understand their sensory experiences, laying the groundwork for future math and science learning.
Right now, mortgage rates in Virginia have stabilized somewhat but remain on the higher side compared to previous years. Most lenders are offering 30-year fixed-rate mortgages in the range of 6.5% to 7%, depending on credit scores and down payments.
ReplyDeleteFor more visit current mortgage rates in virginia.
For students or young professionals trying to stay stylish on a budget, Adidas coupon codes are a true game-changer. Adidas already offers student discounts through their site, but with a little extra digging, you can often find stackable promo codes that bring the price down even more. Whether you’re building a new semester wardrobe or replacing worn-out gym shoes, these discounts help you shop responsibly without compromising on quality. Adidas doesn’t just cater to performance athletes — their collections cover lifestyle, fashion, and fitness all in one place. With a working coupon code in hand, you get access to an even wider selection of gear at prices that make sense for your wallet.
ReplyDeleteFor more visit adidas coupon code.
Many mortgage calculator also include additional options such as property taxes, homeowners insurance, and private mortgage insurance (PMI). These features help provide a more realistic monthly payment amount, which can often be higher than just the principal and interest. This expanded functionality offers users a comprehensive view of what their full mortgage obligations will be.
ReplyDeleteYour attention to detail is admirable—it’s a quality that pays off in big life decisions like purchasing a home. A mortgage calculator virginia helps prospective buyers estimate how much house they can afford. By entering basic information like the loan amount, interest rate, and loan term, you can see a breakdown of your monthly payments, including principal and interest, property taxes, and homeowners insurance.
ReplyDeleteIt’s great to see someone committed to making financially sound decisions—your dedication to research is inspiring. Jumbo mortgages in Virginia cater to a growing number of buyers who wish to own high-value properties without compromising on location or amenities. These loans are not backed by Fannie Mae or Freddie Mac, which means lenders jumbo mortgage Virginia apply stricter criteria to mitigate their risk, including higher credit scores and larger down payments.
ReplyDeleteOne of the most important benefits of a VA loan for first-time home buyers is the absence of private mortgage insurance (PMI). While most conventional loans require PMI if the buyer puts down less than 20%, VA loans completely eliminate that expense. This means monthly mortgage payments can be significantly lower, freeing up cash for other essentials or even home improvements.
ReplyDeleteTo get more Inofrmation visit first time home buyer loan va.
One of the underrated benefits of a Mortgage Calculator is its ability to simulate real-world changes. Want to know how an interest rate hike might impact your payments? Or what happens if you put an extra $5,000 down? The tool allows you to test “what-if” scenarios without making any commitments or requiring a credit check.
ReplyDeleteA good Virginia mortgage calculator doesn't just show your principal and interest—it often includes real-time estimates of taxes and insurance specific to Virginia zip codes. That gives you a clearer picture of your "all-in" cost, which is crucial for comparing properties across the state or deciding how much house you can comfortably afford.To get more Inofrmation visit Mortgage Calculator Virginia.
ReplyDeleteVirginia homebuyers who choose an adjustable vs fixed rate mortgage Virginia must consider the potential for rate increases after the introductory period ends. These changes depend on market conditions and can result in higher payments over time. For some, this unpredictability can be a deal-breaker, especially if their income isn’t expected to increase alongside potential rate hikes.
ReplyDelete